证书

Lock in a great rate and open a Cal Coast certificate today.

节约今天,你未来的自己会感谢你的

Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years. Earn a higher rate on larger deposits and accelerate your savings.

一种安全可靠的储蓄方式

A Certificate locks up your savings for a set period of time, and earns higher rates than a basic savings account. All it takes is a minimum opening balance of $1,000 to get started.

证书的好处:
  • 期限选择,从3个月到5年不等
  • 竞争力,固定利率
  • 网上银行 gives you easy access to accounts—review transaction history, 利用预算工具, 进行外部转移, 和更多的.
  • 手机银行including Bill Pay, Deposit, PayItNow person-to-person payments3
  • 免费eStatements
  • 海岸线电话银行
认为利率

比较证书

初级证书 8个月液体证书4 18个月保费证书5 考五证书6
1 因学期和级别而异 4.00% 最高可达0.55% 5.00%
术语 3个月到5年 8个月 18个月 5个月
最低期初余额 $1,000 $1,000 $1,000 $500
特性 竞争性固定费率 一次免罚提款 任期内允许一次利率上调 高固定费率
额外存款 是的8 是的 是的 No
需要新资金 No 是的 No 是的
认为利率

比较季节证书

夏天的证书7 假日储蓄证书7
1 0.50% 0.50%
术语 取决于开放日期 取决于开放日期
最低期初余额 $50 $50
到期日 6月30日 10月31日
额外存款 是的 是的
需要新资金 No No
认为利率

青年证书

青年储蓄券
1 因学期和级别而异
术语 3个月到2年
最低期初余额 $100
额外存款 是的
需要新资金 No


更多省钱的方法

投资及退休

We care about your future and want our members to live a financially prosperous life. 从今天开始我们的退休生活吧 & 投资个性化的选择和服务. 

货币市场储蓄

A 货币市场储蓄 account is perfect for those looking for easy access to their funds and higher dividend rates.

金融健康

Learn financial tips and tricks to better manage your money. 从处理债务, to saving for your first home; learn how Cal Coast Credit Union can help you with your finances.

  1. 年 =年收益率百分比. 截至2024年2月1日,费率准确. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. 收费会减少收入. 利率 and terms are subject to change without notice. 访问720102.com or visit one of our branch locations for details on rates, 费用, 最低余额要求. 会籍及信用须经批准. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. 限制.

  2. Check with your wireless provider to determine if data and text messages rates apply.

  3. 最高转帐金额为1,000美元. 使用这项服务是免费的. 了解更多
  4. The minimum deposit required to open the 8个月液体证书 is $1,000. 赚取4的最低余额.00% 年是1000美元. 优惠不包括韦德体育开户退休账户. 只收新钱. 额外存款1美元,000或更多 each may be made at any time into your 8个月液体证书 account. 在最初的七天之后, 您可以一次免收罚金,取一美元,000或更多 during the term as long as that withdrawal either leaves a balance of $1,000或更多, 或者关闭证书. 到期, your 8个月液体证书 account will automatically renew into an 8 Month Certificate account at the prevailing rate in effect at that time, and credited dividends become part of the principal.

  5. The minimum deposit required to open the 18-Month Bump Certificate is $1,000. 赚取股息的最低余额为1,000美元. One time bump rate option available at the request of the certificate owner. The new rate from the date of the increase will remain in effect until the certificate maturity date. 任何时候都允许追加存款 during the term. 其他费率和条款. 

  6. 优惠不包括韦德体育开户退休账户. 考五证书 is a new member offer and excludes existing membership. 需要新的资金. One Certificate per Consumer Account Member’s (Primary) Tax Identification Number or 业务 Account Member’s Tax Identification Number. The minimum deposit required to open the 考五证书 is $500. Certificate opening deposit balance cannot exceed $5,000. In addition the Consumer Account Member or 业务 Account Member must also have one of the following within 30 days of opening the Certificate and it must remain open for the term of the Certificate: (1) Consumer Account Members: An active (one transaction a month, 包括但不限于, 直接存款, Preauthorized支付, 检查, 自动取款机, POS, 借记卡, and Bill Pay) checking account with eStatements OR an existing or open (funded) consumer loan (excluding share secured loans and Mastercard credit card account) OR a minimum balance of $5,在货币市场账户上存了000美元, 普通证书账户, 或爱尔兰共和军证书账户. (2) 业务 Account Members: An active (one transaction a month, 包括但不限于, 直接存款, Preauthorized支付, 检查, 自动取款机, POS, 借记卡, and Bill Pay) checking account with eStatements OR a minimum balance of $5,在货币市场账户中收取的费用, (如适用)或商业信用额度(LOC). You will have a 30-day grace period to meet the requirements. 如果条件不满足, the stated 年 may be reduced to the 年 in effect for a 3-Month Certificate Account for the remainder of the term. 到期, the funds will be transferred into your 主要储蓄 Account or 商业储蓄帐户, 是适用的. 可能会有其他限制. Limited time offer, subject to change without notice.

  7. The minimum balance required to open and obtain the 年 is $50. A minimum $50 automatic deposit each month is required from another California Coast share account. 任何时候都允许追加存款. 如果余额低于50美元, 否则自动存款就终止了, the certificate will be closed and the funds will be transferred to your savings account.

  8. 有一定的存款和期限限制. 

 

韦德开户试玩

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